Team Block
This is to be used to display and show staff, includes a name, title, photo and description. Can be displayed with or without a book now button. Can be displayed as a row or a grid.

Eric Hiam
CFP, B. Comm, Dip F.P. Fellow I.F.S.
Eric is the founder & principal of Balance Aged Care Specialists, & was the pioneer of aged care planning in Australia.
He has had over 40 years experience in the financial industry, 18 years as a financial planner, & 28 years as a specialist Aged Care Specialist.
Eric is passionate about helping people to understand their financial choices to ensure they make informed decisions which allows them to take control of their financial future with confidence. Eric will go out of his way to make sure his clients understand what their options are, what the risks are, & the likely implications of their actions, both positive & negative. The reason he chose “Balance” as the name of his business (he feels everyone needs to have a balanced view) Therefore his role is usually that of financial coach.

Carol Karahalias
B.Math. Dip. F.P. - Southern Region
Carol came to Balance Retirement & Aged Care Specialists after 15 years as a Senior Para Planner with NRMA Financial Planning and Clearview. Carol has a degree in Mathematics, and the Diploma of Financial Planning and has incredible technical skills and knowledge, a talent required for the rigors of Aged Care.
We are thrilled to have Carol work with us, as she brings the warmth and compassion needed to help our clients through this very difficult time.
Team Block (Grid)
This is to be used to display and show staff, includes a name, title, photo and description. Can be displayed with or without a book now button. Can be displayed as a row or a grid.

Eric Hiam
CFP, B. Comm, Dip F.P. Fellow I.F.S.
About Eric
Eric is the founder & principal of Balance Aged Care Specialists, & was the pioneer of aged care planning in Australia.
He has had over 40 years experience in the financial industry, 18 years as a financial planner, & 28 years as a specialist Aged Care Specialist.
Eric is passionate about helping people to understand their financial choices to ensure they make informed decisions which allows them to take control of their financial future with confidence. Eric will go out of his way to make sure his clients understand what their options are, what the risks are, & the likely implications of their actions, both positive & negative. The reason he chose “Balance” as the name of his business (he feels everyone needs to have a balanced view) Therefore his role is usually that of financial coach.

Carol Karahalias
B.Math. Dip. F.P. - Southern Region
About Carol
Carol came to Balance Retirement & Aged Care Specialists after 15 years as a Senior Para Planner with NRMA Financial Planning and Clearview. Carol has a degree in Mathematics, and the Diploma of Financial Planning and has incredible technical skills and knowledge, a talent required for the rigors of Aged Care.
We are thrilled to have Carol work with us, as she brings the warmth and compassion needed to help our clients through this very difficult time.